Please note our branch hours will be adjusted for the holiday season. Wishing you and your loved ones a joyous holiday season and a prosperous New Year.

Canada Post Service Disruption Paper statements and other printed materials may be delayed, however, members may login to Online Banking to view and print e-Statements, or visit the branch to request a printed copy. Thank you for your understanding, and please reach out if you have any questions.

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We Empower MORE

At LDCU, we're here to support you with accurate, easy-to-understand information. Our goal is to provide you with the financial insights and updates you need to confidently navigate today's economic landscape. Whether it's the latest news, helpful financial tips, or advice on managing your money, we're committed to offering content that not only informs but also makes your life easier.

 

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Call for Director Nominations and Notice of AGM


Seeking Qualified Candidates for LDCU Board of Directors

Are you ready to make a lasting impact on your Credit Union? LDCU is seeking qualified, visionary members to join our Board of Directors. At our Annual General Meeting (AGM) on May 6, 2025, two director positions will become available. This is your opportunity to lead, collaborate, and guide the strategic direction of LDCU while representing the voice of our members.


Why an Effective Board Matters

The LDCU Board of Directors is elected by our members to provide oversight, ensure sound governance, and act in the best interest of our Credit Union. As the financial landscape evolves, we need experienced and dedicated leaders to navigate challenges and opportunities while protecting members’ assets.


What Does the Board Do?

The LDCU Board of Directors plays a crucial role in ensuring the Credit Union’s success and stability. Elected by members, the board is accountable for:

  • Strategic Leadership: Setting the direction of LDCU and overseeing its long-term goals.
  • Governance Excellence: Ensuring sound management, risk oversight, and financial stewardship to protect members' assets.
  • Community Representation: Acting as a bridge between members, the Credit Union, and the broader community.


Who Are We Looking For?

We are seeking members in good standing who bring diverse expertise, perspectives, and a passion for our mission. Ideal candidates possess skills in one or more of the following areas:

  1. Technology: Experience with enterprise systems, cybersecurity, or digital innovation.
  2. Financial Management: Strong background in financial planning, audit, or treasury functions, ideally with a professional designation.


Why Join the Board?

As a director, you’ll help drive innovation, growth, and member success. This is a chance to:

  • Represent the voice of our members.
  • Work closely with LDCU’s leadership team.
  • Strengthen your leadership skills while giving back to your community.


Ready to Make an Impact?

Director nomination packages are available on our website or in-branch. To be eligible, you must be a member in good standing.

Deadline: Completed nomination packages must be submitted by February 21, 2025.

Join us in shaping the future of LDCU and empowering our members through financial well-being. Together, we’ll build a stronger, brighter future.

Joint Communiqué from Ladysmith & District Credit Union and Festival of Lights

Celebrating 80 Years of Community Spirit with a Reimagined Festival of Lights

This year, Ladysmith & District Credit Union (LDCU) proudly celebrates its 80th anniversary, marking decades of dedication to our community and its traditions—especially the beloved Festival of Lights. For nearly 20 years, LDCU has been the proud sponsor of the Festival's fireworks display, sharing in the joy and wonder that lights up the night for families and neighbors. Unfortunately, due to changes in fire and safety regulations, we will not be able to sponsor fireworks after the parade this year.

"We had hoped to make this year's fireworks display the largest yet, in celebration of LDCU's 80 years in Ladysmith,” said John de Leeuw, CEO of LDCU. “Unfortunately, the fire and safety regulations have made hosting fireworks downtown during Light Up Night unworkable. Despite every effort by LDCU and the Festival organizers to overcome obstacles and find a solution, it wasn't feasible.” said de Leeuw.

But with new challenges come new opportunities. In light of these changes, LDCU and the Festival of Lights are exploring exciting alternatives to bring a fresh experience to the Festival.

“We're excited to work with Festival organizers to reimagine a celebration that continues to honor the spirit of Ladysmith. This year, we are sponsoring a renowned production company known for specialty acts and stage shows to provide live street entertainment along first avenue” added de Leeuw.  With backgrounds in Cirque Du Soleil, theater, and opera, these performers bring an entertaining, unique and sophisticated style. “We're thrilled to have so many acts to choose from—jugglers, stilt walkers, and more—which allows us to create a truly custom, dynamic experience for Ladysmith,” said Laura Goodwin, Festival of Lights Board Member. A standout act includes a LED robot circus, bringing the magic of fireworks down to street level. As one young attendee excitedly put it, “The robots are like real-life superheroes!”  

Get ready for an evening filled with vibrant performances that bring extra magic to this years celebration.

Join Us November 28th!

We invite everyone from Ladysmith and beyond to join us in celebrating this year's Festival of Lights. Together, we'll continue to bring the wonder of the season to our community, embracing new ideas while honoring our traditions. Let's make this year's Festival an unforgettable tribute to Ladysmith's spirit, creativity, and unity.

Our Survey Results are In!

As the CEO of Ladysmith & District Credit Union, I am pleased to share the results of our recent customer service survey. Our members have consistently rated our service as excellent, which reflects our unwavering commitment to providing exceptional service and meeting your financial needs with care and professionalism. We value your trust in us as your financial partner and will continue to strive to exceed your expectations, ensuring a positive and rewarding experience with LDCU.

John de Leeuw - CEO.

What our Members are saying

"...LDCU has earned our Trust and Loyalty. Staff have always done their best to accommodate our financial needs at any one moment in time with due diligence and caring in a way that both parties receive 'Value for Money'..."
"I was greeted when I walked in. she attended to my needs right away. I left having a good feeling"
"Thank you for your services. I will consider moving some of my other banking to the LDCU"
"I appreciate that I have been able to have my questions answered over the phone while I was attending university in Ontario"
"Great place to bank Love the refresh at main branch, glad we have other location as well to serve us."
"I appreciate the local, friendly feeling from LDCU."
“Keep up the good work”
“Thank you for all you have done”
“Always given me the best coverages, best rates for my insurance needs. Even answer my annoying emails regarding homes issues, like woodstove guidelines, roofing coverage. This helps me plan and budget accordingly”
“They look after all my insurance needs. I have not dealt with any other insurance companies for almost 50 years”
“Very friendly staff and always answer questions and give us good insurance advice”
“Always available, proficient & efficient. Makes auto renewal very easy. Always provides cost of options and recommends the best rates “
 
 

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Join Our Community and Connect with Us! We’re inviting you to join our social media community, where you can stay connected with all the exciting developments at our Credit Union. By following us, you'll gain access to a wealth of benefits and be part of a vibrant, supportive network.

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Need help with e-banking?

Sunny can help answer your questions. Explore our helpful tutorials on bill payments, e-transfers, setting up text alerts, and using Deposit Anywhereâ„¢ for direct deposits - all available online to make managing your finances easier.

 

Newsletters

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2018

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2017

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2014

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2012

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2007

 

The Canadian Retirement Income Calculator will provide you with retirement income information including the Old Age Security (OAS) pension and Canada Pension Plan (CPP) retirement benefits. You will need this information to populate the Annual Pension From Government field on the retirement calculator.

View the Canadian Retirement Income Calculator on the Government of Canada website to calculate your estimated Annual Pension From Government.

 

Financial Reports

Click on the links below to view the Annual Reports & Financial Statements for Ladysmith & District Credit Union. Due to the large file size, please allow a few moments for each report to load.