Our Stz'uminus branch in Oyster Bay Village is closed temporarily due to a power outage. We will post updates when we receive them from BC Hydro. Our main branch at 330 First Ave in Ladysmith is open and fully functional. We appreciate your patience while power is being restored.
Service Disruption Notice: Due to the nationwide Canada Post strike, physical mail and parcel services may experience delays. To minimize any inconvenience, we recommend the following options:
  • Sign up for e-Statements: Login to Online Banking to view and print your e-Statements.
  • Visit our branch: Our team can print your statement for you upon request.

Thank you for your understanding, and please reach out if you have any questions.

To provide an improved user experience, Interac e-Transfer email notifications now have an enhanced look and feel. Learn more.

Skip to main content
Select Image

Ways to Bank

Explore debit cards, mobile options, and partnerships that let you bank from anywhere. 
 

Learn about tools like online banking, member cards, the EXCHANGE® ATM Network, and more.

 
Select Icon

Online banking

Securely transfer funds, view and print statement information, pay bills, and access both your personal and business accounts.

MEMBER CARD® Debit Card

Your MEMBER CARD Debit Card lets you pay in cash at participating vendors and use EXCHANGE Network ATM for free.

Select Icon

EXCHANGE ATM Network

Drop by the branch and use our ATM anytime to perform deposits, withdrawals, and account enquiries. You can also use other Credit Union ATMs.

Select Icon

Additional services

Open an account or safety deposit box, transfer funds across town or around the world, or manage your cash more effectively. We have the right solutions for you.

 
Select Image

Get the app

Introducing LDCU Mobile, available on iPhone and Android™ devices. With a host of convenient features, it's a fast and secure way to handle everyday banking wherever and whenever it suits you.

   

Need help? Get your app questions answered here.

 

Need help getting set up?

Don't hesitate to reach out! Our team will be happy to help you access any of our banking tools.
Select Image
 

Find the credit card to fit your lifestyle

From no fee to travel rewards, we have a full range of flexible credit card options to suit your needs.

Get a personalized financial checkup

Our experts will help you take control of your finances with genuine, actionable advice on how to maximize your money.

Build a nest egg and reach your goals

Our investment options include term deposits and a range of registered accounts like TFSAs and RRSPs.