Our Stz'uminus branch in Oyster Bay Village is closed temporarily due to a power outage. We will post updates when we receive them from BC Hydro. Our main branch at 330 First Ave in Ladysmith is open and fully functional. We appreciate your patience while power is being restored.

Service Disruption Notice: Due to the nationwide Canada Post strike, physical mail and parcel services may experience delays. To minimize any inconvenience, we recommend the following options:

Sign up for e-Statements: Login to Online Banking to view and print your e-Statements.
Visit our branch: Our team can print your statement for you upon request.

Thank you for your understanding, and please reach out if you have any questions.

To provide an improved user experience, Interac e-Transfer email notifications now have an enhanced look and feel. Learn more.

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Investment Options

Build wealth for a bright future

Grow your money with LDCU investments for Small Business.

To help you manage and grow your business, LDCU offers a variety of term deposit investment products.

Investment Options for our Business Members

Term Deposits

Flexible, secure, and competitive investments with the certainty of guaranteed returns

Index-Linked Term Deposits

Unlimited earning potential with zero risk to your principal investment

Group RRSPs

If you are a Small Business owner without a company pension plan, consider a Group RRSP for yourself and your employees

Ready to invest?

Our friendly and knowledgeable investment specialists are happy to help.

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Start to build your business

Explore Ladysmith & District’s Credit Union borrowing options for businesses including lines of credit and commercial mortgages.

Commercial lending

Get a personalized financial check up

Our experts will help you take control of your finances with genuine, actionable advice on how to maximize your money.

Meet with an advisor

Bank with LDCU

Open an account or safety deposit box, transfer funds across town or around the world, and much more.