Our Stz'uminus branch in Oyster Bay Village is closed temporarily due to a power outage. We will post updates when we receive them from BC Hydro. Our main branch at 330 First Ave in Ladysmith is open and fully functional. We appreciate your patience while power is being restored.
Service Disruption Notice: Due to the nationwide Canada Post strike, physical mail and parcel services may experience delays. To minimize any inconvenience, we recommend the following options:
  • Sign up for e-Statements: Login to Online Banking to view and print your e-Statements.
  • Visit our branch: Our team can print your statement for you upon request.

Thank you for your understanding, and please reach out if you have any questions.

To provide an improved user experience, Interac e-Transfer email notifications now have an enhanced look and feel. Learn more.

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We offer various borrowing options based on your financial needs. 

 
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With the tremendous flexibility offered with MORE than a Mortgage, you will be well on your way to realizing your financial goals whether you're buying a new home, planning a renovation, or buying that dream vacation home.

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Whether you are thinking of taking that dream vacation, tackling a renovation, paying off high interest bills, supplementing your children's education, consolidating your debts or taking advantage of tax savings through an RRSP loan, you have the opportunity to do so with LDCU.

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Are you looking to collect points? Maybe celebrate a low interest rate with no annual fee? Or perhaps you would prefer to accumulate sweet bundles of cold hard cash? Whatever your preference, we have the perfect card for you!

 
 
 
 
 

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Explore LDCU's borrowing options for businesses including lines of credit and commercial mortgages.