Please note our branch hours will be adjusted for the holiday season. Wishing you and your loved ones a joyous holiday season and a prosperous New Year.

Canada Post Service Disruption Paper statements and other printed materials may be delayed, however, members may login to Online Banking to view and print e-Statements, or visit the branch to request a printed copy. Thank you for your understanding, and please reach out if you have any questions.

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Credit Cards

Are you looking to collect points? Maybe celebrate a low interest rate with no annual fee? Whatever your preference, we have the perfect card for you.

 

Explore our range of credit cards below, or login to manage your card.

 
 
 

No Fee & Low Fee Cards

 
  • Lost/Stolen Card Reporting
  • Emergency Cash Advance
  • Emergency Card Replacement Service
  • Zero Liability
  • 90 days purchase protection and double the manufacturer's warranty (maximum 1 year)
 

Cash Back Mastercard®

Earn cash rewards for everyday purchases.

Classic Mastercard®

Credit card convenience. Simple, easy and smart.

 

Travel Cards

 
  • Auto rental collision/loss insurance

  • Emergency health care coverage up to age 75

  • Trip cancellation insurance up to $2,000

  • Trip interruption insurance (unlimited)

  • Lost or delayed baggage coverage

  • $1,000,000 Common Carrier Accident Protection

  • 24/7 Travel Assistance

 

US Dollar Mastercard®

Carry the card that's as rewarding as your US travel.

Travel Rewards Gold Mastercard®

Your on-the-go travel companion.

World Mastercard®

A wide world of privileges.

 

Low Rate Card

 
  • Lost/Stolen Card Reporting
  • Emergency Cash Advance
  • Emergency Card Replacement Service
  • Zero Liability
  • 90 days purchase protection and double the manufacturer's warranty (maximum 1 year)
 

Centra Gold Mastercard®

A perfect balance of premium rewards and low rates.

 

Business Cards

 
  • Lost/Stolen Card Reporting
  • Emergency Cash Advance
  • Emergency Card Replacement Service
  • Zero Liability
  • 90 days purchase protection and double the manufacturer's warranty (maximum 1 year)
 

No Fee Cash Back Business Mastercard®

The smart way to make the most of your company's purchases.

Low Rate Business Mastercard®

The practical solution for business purchases.

World Elite® Business Mastercard

Embrace excellence and experience elite benefits for your business.

The Ladysmith Credit Union Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
 

Need help getting set up?

Don't hesitate to reach out! Our team will be happy to help you access any of our banking tools.

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Start to build your business

Explore Ladysmith & District’s Credit Union borrowing options for businesses including lines of credit and commercial mortgages.

Get a personalized financial check up

Our experts will help you take control of your finances with genuine, actionable advice on how to maximize your money.

Bank with LDCU

Open an account or safety deposit box, transfer funds across town or around the world, and much more.