Our Stz'uminus branch in Oyster Bay Village is closed temporarily due to a power outage. We will post updates when we receive them from BC Hydro. Our main branch at 330 First Ave in Ladysmith is open and fully functional. We appreciate your patience while power is being restored.
Service Disruption Notice: Due to the nationwide Canada Post strike, physical mail and parcel services may experience delays. To minimize any inconvenience, we recommend the following options:
  • Sign up for e-Statements: Login to Online Banking to view and print your e-Statements.
  • Visit our branch: Our team can print your statement for you upon request.

Thank you for your understanding, and please reach out if you have any questions.

To provide an improved user experience, Interac e-Transfer email notifications now have an enhanced look and feel. Learn more.

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e-Banking Tutorials

Let Sunny show you how easy it is to bank online. 
 

Meet Sunny!

Bill Payments

e-Transfers

Deposit Anywhere

Text Alerts

 
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Be Fraud Aware

Learn the signs so you can protect yourself from scammers.

 
 
 
 
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Online Banking

Simply select the Login button below or at the top of our website, and enter your login information that we provided to you.

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Mobile App

Introducing LDCU Mobile, available on iPhone and Androidâ„¢ devices. With a host of convenient features, it's a fast and secure way to handle everyday banking wherever and whenever it suits you.
    

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ATM

Visit any credit union ATM on the Exchange Network to withdraw or deposit funds to your account.

 
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Get your Inventory Record

Protect your valuables by downloading our free inventory record form! Ensure you have a complete and accurate record of all your belongings, making it easier to recover from a loss. Now that's SMART!

 
 
 
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Mortgages

Fixed rate or variable? Which mortgage is right for you?

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Savings

RRSP or TFSA? What are the benefits and are they right for me?

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Buy or Rent?

Should I buy or rent? Is now the best time to buy a home?

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Budgets

Mistakes to avoid when creating a budget.

 
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Lending Documentation Checklist

Ensure a smooth loan application process by using our convenient documentation checklist to gather all the necessary and correct documents.

 
 

The Canadian Retirement Income Calculator will provide you with retirement income information including the Old Age Security (OAS) pension and Canada Pension Plan (CPP) retirement benefits. You will need this information to populate the Annual Pension From Government field on the retirement calculator.

View the Canadian Retirement Income Calculator on the Government of Canada website to calculate your estimated Annual Pension From Government.