Our Stz'uminus branch in Oyster Bay Village is closed temporarily due to a power outage. We will post updates when we receive them from BC Hydro. Our main branch at 330 First Ave in Ladysmith is open and fully functional. We appreciate your patience while power is being restored.

Service Disruption Notice: Due to the nationwide Canada Post strike, physical mail and parcel services may experience delays. To minimize any inconvenience, we recommend the following options:

Sign up for e-Statements: Login to Online Banking to view and print your e-Statements.
Visit our branch: Our team can print your statement for you upon request.

Thank you for your understanding, and please reach out if you have any questions.

To provide an improved user experience, Interac e-Transfer email notifications now have an enhanced look and feel. Learn more.

Commercial Lending

Our commercial loans offer some of the most generous and flexible repayment options in the industry.

We have commercial lending options for every stage of your business’ growth.

Real Estate Financing

Construction Financing

Commercial Loans and Lines of Credit

Real Estate Financing

Single family spec homes

Get the funds you need to build homes from the ground up

Office, industrial or multi-use buildings

Cover costs for renovating an existing property or building a new one

Acquisition and development

Financing to cover both the purchase of the land and the cost of needed improvements

Construction Financing

Commercial Investment Properties

Helping you take advantage of the opportunities that abound

Retail Properties

Start your dream business and own a piece of real estate

Industrial Properties

Grow your business’s manufacturing or warehousing operations

Mobile Home Parks

Put our extensive experience in the field to work

Office space

Financing to help you say goodbye to leasing and hello to owning

Rental Apartment Buildings

Get the funds you need to buy income-producing property

Commercial Loans and Lines of Credit

Commercial Lines of Credit

Get a line of credit to cover short-term operating costs, fund a major acquisition, or anything in between.

Commercial Loans

Our loans cover equipment financing for company vehicles, commercial ovens, and more.

Commercial mortgages with terms you can live with.

We offer competitive rates and terms for commercial, multi-use, and industrial building, plus financing for development and new construction.

Book an appointment

Start your commercial loan application online today.

This application takes 5-10 minutes to complete. After you submit it, we'll contact you within two business days regarding next steps.

If you don't have time to complete your application today, you can save your progress and return to it later.

Start my application

Start your commercial loan application online today.

This application takes 5-10 minutes to complete. After you submit it, we'll contact you within two business days regarding next steps.

If you don't have time to complete your application today, you can save your progress and return to it later.

Start my application

Get the app

Introducing LDCU Mobile, available on iPhone and Android™ devices. With a host of convenient features, it's a fast and secure way to handle everyday banking wherever and whenever it suits you.

Need help? Get your app questions answered here.