Savings Accounts

LDCU has always been, and continues to be one of the safest institutions to deposit your money. At LDCU, deposits are guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), up to the limits prescribed by the Financial Institutions Act.

Ladysmith & District Credit Union is pleased to offer our members a variety of savings accounts and investment products to meet our members' individual needs. Our specialty is member service, so if you're not sure which option is right for you, call or visit us today and let us help you decide.

Savings Accounts

Whether you're saving for your dream home, a vacation, or rising education costs, we can help.


Pay As You Go Plan 24 Savings

High Interest Savings

Deposits (In-Branch and Electronic)
Pre-authorized Debits X
Pre-authorized Credits
Automatic Transfers to other Savings, Chequing, & Registered Product Accounts
Access Account In-branch, through Online Banking, Mobile Web or Mobile Banking
Access Account with your MEMBER CARD® Debit Card X
Interest Payment Frequency Monthly Monthly
Interest calculated on closing daily balance
View Current Interest Rates for Savings Accounts